Your Trusted Partner for Smarter, Confident Financial Decisions
At Financial Clinik, we bring clarity, care, and expert guidance to your financial life. In a world filled with misinformation, we help you break free from generic advice with personalized strategies tailored to your goals, lifestyle, and risk profile. We believe true prosperity comes from nurturing your financial well-being with insight, empathy, and trust.
Years of Collective Experience
Financially Empowered Clients
Assets Under Management
Sum at Risk Management
OUR EXPERTISE
360° Guidance For Smarter Financial Journeys
Financial Health Checkup
A Financial Health Checkup is like the much-needed diagnosis for your personal finances, ensuring they’re in tip-top shape.
Comprehensive Financial Planning (Indian/NRI)
Say goodbye to budget concerns and embrace worry-free spending. Watch your savings increase as you embark on a smart and fulfilling financial journey.
Investment
Planning
Witness the results of productive investments, where time is your best friend. Become a part of the elite group of smart investors with our expert insights, as we decode the secret of compounding wealth.
Portfolio Review (Equity, Mutual Fund & Insurance)
Whether you are an experienced investor or new to the stock market, we have you covered! Enhance your investments and make your money work more efficiently with our guidance.
Business Risk Management
In the demanding business environment, strategic decision-making is essential. By utilizing our expertise in risk management, we will confront these challenges together and steer towards triumph.
Tax Management
Take charge of your financial future by being proactive and utilizing our intelligent tax strategies. Explore how we are transforming personal finance, one tax return at a time.
Loan/Debt Management
Now, managing your finances is easier with our debt management solution that focuses on the user. Say goodbye to financial worries and embrace financial freedom wholeheartedly!
Retirement Planning
We recommend crafting and implementing a well-thought-out retirement plan. This plan should consider critical factors such as inflation, healthcare costs, and the evolving needs of our dynamic lifestyles.
Child Education Planning
Guide your child’s career aspirations with our education planning. Fulfill their needs timely, ensuring dreams become reality through thoughtful mentorship.
Will Planning
Secure your legacy and protect your loved ones with proper will planning. Because true financial planning is not complete until your assets are safely and clearly passed on to the right people.
Jibal Bobby
Sales & Career Coach
Finserv Training Expert
MBA, M,Sc, MDP – IIM,
MDP – XLRI, LUTCF, Loma, ICCC, LIII, Wealth & Portfolio Management
22+ Years of corporate experience with Brands like Tata, Birla & Bajaj
Transformed 30000+ Learners in BFSI
Harshal Kothari
Trainer | COT
International Certified Financial Coach
MBA, B.Com, MDP – IIM,
FLMI, AIII, Portfolio Management Service – NISM Insurance & Wealth management
22 + Years of corporate experience with groups like ICICI, Tata & Bajaj
Trained 20000 + Learners in BFSI
Bhagyesh Shah
Financial Wellness Coach COT
B. Com, MDP – IIM, Wealth Management in Insurance Management, AMFI,
21+ Years of experience in the Financial Services Industry with groups like LIC,Tata,Star & all major Financial Institutions
OUR PROCESS
Book an Appointment
Select a date & time to consult with our financial expert
MILESTONES
A Legacy of Guidance, Driven by Purpose & Progress
Foundation Years
Building the Roots in Finance
Bhagyesh Shah began his career in Insurance & Financial Advisory, while Harshal Kothari started her inspiring corporate journey.
These years laid the foundation of industry knowledge, discipline, and vision.
Leadership & Growth Phase
From Professionals to Leaders
In 2008, Bhagyesh Shah founded M-Vitamin Solutions, and Harshal Kothari stepped into leadership as a Training Manager.
This phase marked their evolution into mentors and organizational leaders.
Mentorship & Vision Expansion
Shaping Financial Advisors Nationwide
Harshal Kothari took charge as National Project Head, while Bhagyesh Shah partnered with Tata AIA.
Together, they actively mentored and developed financial advisors across the country.
Entrepreneurship & Expansion
Creating India’s Financial Clinik Ecosystem
This phase marked the launch of Financial Clinik and Financial Clinik Academy, creating India’s first-ever Financial Clinik concept. It further evolved with the formation of M-Vitamin Pvt. Ltd. and M-Vitamin Financial Clinik Academy Pvt. Ltd., followed by expansion with a Second branch in Pimpri-Chinchwad.
Plan Your Money with Clarity
Our calculators help you take confident financial decisions — whether you are investing for the future or planning your loan commitments.
