Calculator – Financial Clinik

SIP Calculator

Calculate how a fixed monthly investment grows over time with the power of compounding.

Monthly Investment

₹

₹500₹2,00,000

Expected Return (Annual)

% p.a.

1%30%

Investment Tenure

years

1y40y

Invested Amount₹0

Est. Returns₹0

Total Value₹0

0%growth

Invested₹0

Returns₹0

Corpus growth, year on year

Lumpsum Calculator

Calculate how a one-time lump sum investment grows over a chosen period.

One-time Investment

₹

₹5,000₹1 Cr

Expected Return (Annual)

% p.a.

1%30%

Investment Tenure

years

1y40y

Invested Amount₹0

Est. Returns₹0

Total Value₹0

0%growth

Invested₹0

Returns₹0

Corpus growth, year on year

Step-up SIP Calculator

See how much faster your corpus grows when you increase your SIP every year.

Starting Monthly SIP

₹

₹500₹2,00,000

Annual Step-up

% / year

0%30%

Expected Return (Annual)

% p.a.

1%30%

Investment Tenure

years

1y40y

Invested Amount₹0

Est. Returns₹0

Total Value₹0

Step-up vs flat SIP, same starting amount

Step-up SIP Flat SIP

SWP Calculator

Estimate how long your corpus will sustain a fixed monthly withdrawal.

Investment in Balance Fund Required

₹

₹50,000₹5 Cr

Monthly Income Required

₹

₹500₹5,00,000

Yearly Return

% p.a.

1%20%

Withdrawal Tenure

years

1y40y

ON TRACK

Total Withdrawn₹0

Final Balance₹0

Corpus balance, year on year

Corpus value over time

Year	Value	Times

Loan EMI Calculator

Calculate your monthly EMI and the total interest payable on a loan.

Loan Amount

₹

₹50,000₹2 Cr

Interest Rate (Annual)

% p.a.

1%20%

Loan Tenure

years

1y30y

Monthly EMI₹0

Total Interest₹0

Total Payment₹0

0%interest

Principal₹0

Interest₹0

Year	Principal Paid	Interest Paid	Balance

Retirement Calculator

Estimate the corpus you will need at retirement and the monthly SIP required to build it.

Present Age

years

1860

Retirement Age

years

4075

Monthly Expenses

₹

₹5,000₹10,00,000

Expected Returns %

% p.a.

4%20%

Annual increase in your SIP

% / year

0%20%

Amount of Investments

₹

₹0₹2 Cr

Expected Returns

% p.a.

0%20%

Life Expectancy (years)

Pre-retirement inflation p.a. %

Returns on Retirement Kitty %

Post-retirement inflation p.a. %

            Recommended Retirement Kitty Amount
            ₹0
          

Required Investment Amount

Monthly₹0

Yearly₹0

One Time₹0

Future Value of Existing Investment₹0

Monthly Expenses in Retirement Year₹0

Shortfall / Surplus to Target Amount ₹0

Your financial timeline

ACCUMULATE

DRAW DOWN

Age 30 Retire at 60 Age 85

Education Goal Calculator

Estimate the future cost of an education goal and the monthly SIP needed to fund it.

Current Cost of Education

₹

₹50,000₹1 Cr

Years Until Goal

years

1y25y

Education Inflation

% p.a.

2%15%

Expected Return

% p.a.

1%20%

Future Cost₹0

Monthly SIP Needed₹0

0%growth

You Invest₹0

Growth₹0

Inflation Impact Calculator

See how inflation affects the value of money over time.

Current Amount / Cost

₹

₹1,000₹1 Cr

Inflation Rate

% p.a.

1%15%

Years

years

1y40y

Future Cost₹0

Purchasing Power Lost0%

Today₹0

In 10 years₹0

Goal Planner

Set a goal, enter today's cost and your timeline, and get the exact monthly, yearly, or one-time investment required to reach it.

Goal Name

Years Remaining

years

1 Year50 Years

Cost Today

₹

₹10,000₹10 Cr

Expected Inflation %

% p.a.

0%15%

Expected Returns %

% p.a.

5%20%

% Increase in SIP Every Year

% / year

0%30%

Half Yearly (₹)

Fixed ₹ added every 6 months

Yearly (₹)

Fixed ₹ added every 12 months

Amount of Investments

₹

₹0₹5 Cr

Returns %

% p.a.

0%20%

            Recommended Target Amount
            ₹0
          

Required Investment Amount

Monthly ₹0

Yearly ₹0

One Time ₹0

Future Value of Existing Investment ₹0

Shortfall / Surplus to Target Amount ₹0

Target amount growth over the period